Last Updated: [12/17/2025]

1. Acceptance of Terms

By accessing or using the Profit Acumen website, programs, coaching services, digital products, or events, you agree to these Terms & Conditions. If you do not agree, please do not use our services.

2. Nature of Services

Profit Acumen provides:

  • Financial coaching and education
  • Digital products (books, workbooks, programs)
  • Training, speaking engagements, and events

Our services are educational and advisory in nature and do not replace professional legal, tax, or investment advice.

3. No Financial Guarantees

Results vary based on individual effort, circumstances, and commitment. We do not guarantee specific financial outcomes, income levels, or investment returns.

4. User Responsibilities

You agree to:

  • Provide accurate and honest information
  • Use the content for personal development only
  • Not copy, distribute, or resell content without permission

5. Intellectual Property

All content on this website — including text, programs, workbooks, videos, frameworks, and brand materials — is the intellectual property of Profit Acumen. You may not reproduce or distribute any materials without written consent.

6. Payments & Refunds

All payments must be made in full before access is granted to any paid services, programs, or products. Any applicable refund policies will be clearly stated at the point of purchase. Please note that coaching sessions, speaking engagements, and both written and digital products are generally non-refundable once delivered or accessed, unless otherwise expressly stated.

7. Booking & Cancellations

  • Coaching or clarity sessions must be booked in advance
  • Rescheduling policies will be communicated during booking
  • Missed sessions without notice may be forfeited

8. Limitation of Liability

Profit Acumen is not liable for:

  • Financial losses
  • Business decisions made based on coaching or content
  • Technical issues beyond our control

Use of our services is at your own discretion and responsibility.

9. Third-Party Links

Our website may include links to third-party platforms. We are not responsible for their content, practices, or policies.

10. Governing Law

These Terms are governed by the laws of Kenya, with consideration for international users where applicable.

11. Changes to Terms

We reserve the right to update these Terms & Conditions at any time. Continued use of the website implies acceptance of updated terms.

12. Contact Information

For questions regarding these Terms, contact: 📧 hello@profitacumen.com 🌐 www.profitacumen.com